Aug 14
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The Phil Bachman Toyota "saga" continues

I submitted a transaction dispute (of the $500 deposit Phil Backman refuses to refund) to my bank yesterday and I got this response. Let’s hope this ends quickly and in my favor…

We received your Transaction Dispute for your Credit/Debit Card.  


In most cases, following account investigation, you may receive credit, typically within 4 business days, until completed research.

You should receive a response from our Bank Card Center within 30 days either to get more information or to advise you of our actions. If we do a chargeback to the merchant, then they have 45 days to represent the debit to us. The disputed item may then go to Visa or Master Card for a final resolution. An involved dispute may take several months. 

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